Personal Financing

Umrah & Hajj Financing

Shariah financing support for Umrah and Hajj journey planning.

Product Summary

CategoryPersonal Financing
PartnerBank A
Minimum incomeRM 3,000.00
Financing amountUp to RM 150,000.00
TenureUp to 84 months
Indicative rateAs low as 14.00% p.a. (equivalent to Flat Rate 7.62%)
Annual fee-

Description

Umrah & Hajj Financing helps customers begin a Shariah financing application for worship journey needs, subject to partner eligibility review and approval.

Benefits

Enjoy up to RM150,000 financing
Flexible financial management with variable profit rate
Debt consolidation
Up to 7 years tenure
Exclusively for private sector employees
Monthly payment via salary transfer and auto debit instructions

Eligibility

Minimum 21 years old
Private sector employees
Minimum income RM3,000

Required Documents

If employee:
- Copy of MyKad (front and back)
- Latest 1 month salary slip / commission statement
- Latest 1 month bank statement
- Latest 12 months EPF statement
- Latest Form B/BE with validated receipt of payment to IRB

If self-employed:
- Copy of MyKad (front and back)
- Form 9, 24, 49 or Business Registration Certificate
- Latest 1 month bank statement

If commission earner:
- Copy of MyKad (front and back)
- Latest 6 months salary slip / commission statement
- Latest 6 months bank statement

Disclaimer

Information is based on partner public product information and is subject to partner review and approval.

Ready to submit your interest?

Start with OTP verification, then complete the lead form and upload the required documents.

Apply Now