Personal Financing

RHB Personal Financing-i

Shariah-compliant personal financing with lower profit rate for private sector employees.

Product Summary

CategoryPersonal Financing
PartnerRHB Bank
Minimum incomeRM 3,000.00
Financing amountUp to RM 150,000.00
TenureUp to 84 months
Indicative rateAs low as 14.00% p.a. (equivalent to Flat Rate 7.62%)
Annual fee-

Description

RHB Personal Financing-i for Private Sector is a Shariah-compliant personal financing option designed for private sector employees who want flexible financial management and access to financing for personal needs.

Benefits

Enjoy up to RM150,000 financing
Flexible financial management with variable profit rate
Debt consolidation
Up to 7 years tenure
Exclusively for private sector employees
Monthly payment via salary transfer and auto debit instructions

Eligibility

Minimum 21 years old
Private sector employees
Minimum income RM3,000

Required Documents

If employee:
- Copy of MyKad (front and back)
- Latest 1 month salary slip / commission statement
- Latest 1 month bank statement
- Latest 12 months EPF statement
- Latest Form B/BE with validated receipt of payment to IRB

If self-employed:
- Copy of MyKad (front and back)
- Form 9, 24, 49 or Business Registration Certificate
- Latest 1 month bank statement

If commission earner:
- Copy of MyKad (front and back)
- Latest 6 months salary slip / commission statement
- Latest 6 months bank statement

Disclaimer

Information is based on RHB public product information and is subject to partner review and approval.

Ready to submit your interest?

Start with OTP verification, then complete the lead form and upload the required documents.

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